Ready to apply?

Ready to fill out an application? Click here to "Submit an Application" 

Viewings:

You are required to view the property before getting approved. If you are moving to Birmingham, let us know on your application and we will reach out to let you know the process.

Unless stated otherwise, appliances are not included.

Fees:

The application fee is $75 each and is not refundable. Applications are subject to be declined if app fee is returned for any reason, returned app fees are subject to additional NSF Fees. If approved, an $200 admin fee will be due at lease signing.

What you need to know about application process:

We employ an outside agency to process your application.  This can take up to 7 business days once you provide us with the required documentation, which includes but is not limited to:

-Copy of Driver's License

-Copy of Social Security Card

-Copy of Proof of Income (Last 4 paystubs or Social Security Benefit Letter)

If any additional information is required we will reach out to you, please respond in a timely manner since your application cannot be processed until we receive all required documents. 

Applications are subject to be declined if you fail to meet any of our requirements.

We require a separate application for each occupant over the age of 18. 

Co-applicants and Co-Signers have to submit a separate application, the first applicant will be prompted, during the application process, to email an application invitation link to all additional applicants (Each and everyone must meet our requirements)

Co-Signers (for income purposes only) have to meet all of our requirements and have a minimum credit score of 650 with a monthly income that is at least 5 times the monthly rent. (See full policy)

Credit Score:

We require each applicant to have favorable and verifiable credit (FICO Classic 98 Transunion)

• • For rentals priced $800 or more per month: A minimum credit score of 580 is required.

 

• • For rentals priced under $800 per month: A minimum credit score of 520 is required.

 

 

Rental History:

You should have a favorable and verifiable rental history, free of any present rental obligations with no evictions, landlord debt, or late mortgage or rent payments.

Applications will be denied if there are 4 or more late rental/mortgage payments in a 12 month period, 2 or more insufficient funds in a 6 month period, two or more paid landlord debts, any landlord suits in court (including unlawful detainers dismissed), or incomplete residential/rental information.

Income:

We require 3x rent in verifiable income per month. ($800 rent requires $2400 in monthly income net of any current mortgage obligations).

Paystubs - Please provide legible pay stubs w/information we can verify such as employer, employee, salary/income, and pay periods. 

Please Save your Pay Stubs as a PDF file, as screenshots are usually illegible.

(Full income documentation requirements)

Bankruptcy:

You should not have a history of multiple bankruptcies, any bankruptcy must have been discharged for at least one year.

Criminal Background Check:

We will conduct a Background Check  - you should have no offenses that could lead to safety issues for the home or the neighbors near the home. We consider the type of offense, the severity of the offense, and the length of time since the offense occurred. (See full policy here)

Pet Policy & Fees:

Dog breeds which are prohibited include, but are not limited to: German Shepherds, Pit Bulls, American Pit Bull Terrier, American Staffordshire Terrier, Staffordshire Bull Terrier, Doberman Pinschers, Rottweilers, Chow Chow, Akita, Siberian Huskies, Cane Corso, and Malamutes.

Unless otherwise noted in property description: Approved Pets will require a $300 pet deposit and $20 per month pet rent for each pet. (See full policy here)

Double Deposit Policy

Applications under this section are only considered approved under the condition of delivering a double deposit:

If half or more of the combined household is not currently in a verifiable lease or mortgage loan

Additional Denial Criteria:

• Any false statements on the application will result in an immediate decline.
• Failure to comply with legal requirements such as providing income tax returns when requested will result in denial.
• Applications will be denied if the applicant fails to provide usable information after two or more requests.

 

As a company, we do business in accordance with the Federal Fair Housing Law and welcome Persons of all Race, Color, Religion, Sex, Handicap, Familial Status, or National Origin.

*Please be advised that providing false or fraudulent information on this application or during the screening process will result in the immediate decline of your application.